Flat Fee Buyer Broker Real Estate Company

Professional Real Estate Transaction Management

Make direct offer to Listing Agent/FSBO/Auction

SEARCH ENTIRE ARMLS

Search Thousands of Homes

Mountain Lake Realty

Buyer Consult

  • All Real Estate Forms Signed Electronically through DocuSign
  • Open and Manage Escrow
  • Assistance with all Required Real Estate Disclosures
  • Coordinate Home Inspections and Termite Inspection
  • Prepare Your Response to Home Inspection
  • Communicate with Lender/Appraiser
  • Coordinate Home Warranty
  • Communicate with Escrow Officer

Welcome to AZ Flat Fee Buyer Broker, where we offer affordable and transparent buyer representation services in Arizona. With our fixed-rate buyer brokerage model, you can enjoy the peace of mind knowing exactly what you’ll pay for our services, without any hidden fees or surprises.

Our flat-fee buyer agents are dedicated to providing budget-friendly solutions for home buyers, ensuring that you receive high-quality representation at a predetermined rate. Whether you’re purchasing your first home or investing in real estate, our economical buyer advocates are here to help you navigate the process smoothly and cost-effectively.

Choose AZ Flat Fee Buyer Broker for transparent pricing, fixed-cost services, and a hassle-free home buying experience.

Mountain Lake Realty

Featured Communities

Phoenix

Mesa

Chandler

Gilbert

Glendale

Scottsdale

Peoria

Tempe

Surprise

San Tan Valley

Goodyear

Avondale

Listings

Featured Listings

1100 Homes Bought And Sold Flat Fee

Professional Document Services

Make Direct Offers to LISTING AGENT/FSBO/NEW HOMES

It lets the buyer deal directly with Listing Agent or because Listing agent is not paying buyer broker a % of commission-The buyer is paying the Limited service buyer broker directly which also allows them to ask for seller concessions to lower price instead of seller paying buyer broker commission or pay a little more for an agent to open the door

Transactional Focus

The term “transactional” indicates a focus on the specific transactional aspects of the real estate process, such as handling paperwork, and facilitating the closing process. The limited service offering may mean that certain responsibilities typically handled by traditional agents are left to the buyer.

Flexibility

This model provides flexibility for home buyers who may want to customize the level of service they receive. It allows buyer to choose and pay for only the services they feel they need assistance with, rather than paying a percentage of the property’s purchase price. Limited service buyer brokers often step in when a buyer has already identified a property or has a clear idea of what they want, and they primarily assist with the transactional aspects of the purchase. This may include handling paperwork, coordinating with the seller’s agent, managing deadlines, and ensuring that the closing process goes smoothly.

Combining a limited service buyer broker with an attorney contract review can offer several advantages over a full-service buyer broker

Combining a limited service buyer broker with an attorney contract review can offer several advantages over a full-service buyer broker.

Cost Savings: Limited service buyer brokers typically charge lower commissions compared to full-service brokers since they provide fewer services. By opting for a limited service buyer broker and having an attorney review the contract, you can save on brokerage fees while ensuring legal protection.

Customization: With a limited service buyer broker, you have the flexibility to choose which services you need assistance with and which ones you can handle independently. This allows for a more customized approach to the home buying process, tailoring the services to your specific needs.

Legal Expertise: By involving an attorney in the contract review process, you benefit from legal expertise and guidance. Attorneys can ensure that the contract terms are fair, protect your interests, and provide insights into any potential legal implications.

Focused Expertise: Limited service buyer brokers often specialize in certain aspects of the real estate transaction process, such as property search or negotiation. By complementing their expertise with legal counsel, you ensure comprehensive support in both real estate matters and legal aspects.

Reduced Conflicts of Interest: Working with separate entities for brokerage and legal services can mitigate conflicts of interest that may arise when dealing with a full-service broker who offers both. This separation ensures impartial advice and representation in both realms.

Efficient Use of Resources: By leveraging the expertise of a limited service buyer broker and an attorney, you optimize the allocation of resources. Each professional focuses on their area of expertise, leading to a more efficient and effective home buying process.

Overall, the combination of a limited service buyer broker and an attorney contract review offers a balanced approach that prioritizes cost-effectiveness, customization, legal protection, and efficient resource utilization.

BUYERPACKET  

If I can see houses for sale on Zillow/Redfin/Realtor.com just as my realtor can, what's the point of getting a realtor as a buyer Agent?

​Realtors help with showings, paperwork​ and negotiations​. You as a buyer have to determine if you need all 3 of these services. If you don`t need all 3 of these services when buying a home maybe you don`t need a Full Service Buyers Agent.

Seller concessions

Benefits For Buyers

Seller concessions have several benefits for buyers, including saving on upfront costs and having more money to put towards a down payment.

Seller concessions for repairs are also a benefit for buyers and are usually a good reason sellers might agree to concessions. Most people understand that if something is broken, it needs to be fixed.

For buyers, Seller concessions can make the total cost of purchasing a home less if they’re used in the right way.

Example: Conventional & FHA 

Home Price $500,000

Buyer Broker 0
Seller Concession $30,000
Buyer Consult $500-$2000

Home Purchase $470,000

Speak to your CPA or Attorney for clarity then call or email us for more info

Buy Down your Interest Rate

You can also buy down your Interest Rate by using your Seller Concesstion this will save your Monthly $400-$1000 

Steps To Buy a Home

Common Steps

Determine type of Agent

Select real estate agent.
Determine needs and wants.
Determine financial eligibility.

Mortgage Company

Discuss finances.
Obtain prequalification.

Use Internet to view Homes or/and get a Agent

Select an affordable property that fits your needs.
Discuss offer with agent.
Buyer reviews contract with agent
Agent presents offer to selling side.

Present and Negotiate Offer

Buyer prepares "earnest money" deposit (typically, 1 to 3% of purchase price).
Seller accepts offer (Seller can accept your offer, counter your offer, or reject your offer).

Open Escrow

Deposit "earnest money" into escrow.
Escrow will order Preliminary Report

Submit Loan Application Contingency Period

Conduct Physical Inspection of property by a qualified inspector.
Approve seller's Transfer Disclosure Statement .
Approve Preliminary Report.
Conduct property appraisal.
Obtain loan approval from lender.
Perform termite inspection and certification.

Obtain Homeowner's Insurance

Select insurance company and coverage.
Insurance will be in effect at close of escrow.

Down Payment

Need cashier's check or money transfer prior to closing date.

Closing the Escrow

Deposit down payment and closing costs to escrow.
Lender sends balance of purchase price to Escrow.
Deed is recorded with County Recorder's office.
Get your keys and move in!

When buying a home, there are several key factors

to consider to ensure a wise investment.

Here are some important aspects to look for:

Price

Determine what you can afford to spend on a property. Consider your budget and financial capabilities.

Location

Evaluate the neighborhood, city, town, or state where the home is situated. Consider factors like safety, proximity to amenities, and future development.

Condition of the Roof

Check the roof's condition to ensure it is in good shape. A well-maintained roof is crucial for the overall integrity of the house.

Reliable HVAC System

Ensure that the heating, ventilation, and air conditioning (HVAC) system is reliable and in good working condition. This is important for comfort and energy efficiency.

Plumbing Issues

Look for any plumbing problems, leaks, or issues with the water supply. Plumbing problems can be costly to fix and may indicate underlying issues.

Water Damage and Mold

Inspect for signs of water damage and mold. These issues can have serious health implications and may be indicative of broader structural problems.

Noise Level

Consider the noise level in the area. Check for any disruptive sounds or factors that may affect your peace of mind and quality of life in the new home.

House Size

Evaluate the size of the house to ensure it meets your needs. Consider the number of rooms and overall layout.

Property Taxes

Research the property taxes in the area. High property taxes can significantly impact your ongoing homeownership costs.

Homeowners Association (HOA)

If applicable, understand the rules and fees associated with the homeowners association. Some people prefer to avoid HOAs, while others appreciate the benefits they offer.

Amenities

Consider the amenities available in and around the property, such as parks, schools, shopping centers, and recreational facilities.

Mountain Lake Realty

When a Buyer May Not Need a Buyer's Agent

A buyer may choose not to use a buyer’s agent in certain situations. Here are some scenarios where buyers might opt not to engage a buyer’s agent:

Experienced Buyers

If the buyer has extensive experience in real estate transactions and feels confident in navigating the process independently, they may choose not to use a buyer's agent.

For Sale by Owner (FSBO)

In cases where the property is listed as "For Sale by Owner," the buyer might decide to handle the transaction without a buyer's agent, as the seller is not represented by an agent either.

Investors

Investors have extensive experience in real estate transactions and are confident in navigating the process independently, they may choose not to use a buyer's agent.

Online Real Estate Auctions

Buyers at an online Auction the buyer might decide to handle the transaction without a buyer's agent, as the seller is not represented by an agent either.

Self-Reliant Buyers

Individuals who are self-reliant and enjoy taking charge of their decisions may choose not to use a buyer's agent, preferring to manage the home-buying process themselves.

It’s important to note that while it’s not a legal requirement to have a buyer’s agent, there are advantages to having one, including guidance, negotiation skills, and market expertise. Buyers should carefully consider their own knowledge, comfort level, and specific circumstances before deciding whether or not to use a buyer’s agent.

​Realtors help with showings, paperwork​ and negotiations​.

You as a buyer have to determine if you need all 3 of these services

If you don`t need all 3 of these services when buying a home maybe you

don`t need a Full Service Buyers Agent

Americans are increasingly purchasing homes online with minimal broker assistance. 

Mountain Lake Realty

Identify Concessions

Transactional Focus

The term “transactional” indicates a focus on the specific transactional aspects of the real estate process, such as handling paperwork, and facilitating the closing process. The limited service offering may mean that certain responsibilities typically handled by traditional agents are left to the buyer.

Flexibility

This model provides flexibility for home buyers who may want to customize the level of service they receive. It allows buyer to choose and pay for only the services they feel they need assistance with, rather than paying a percentage of the property’s purchase price. Limited service buyer brokers often step in when a buyer has already identified a property or has a clear idea of what they want, and they primarily assist with the transactional aspects of the purchase. This may include handling paperwork, coordinating with the seller’s agent, managing deadlines, and ensuring that the closing process goes smoothly.

In summary, a flat fee transactional limited service real estate buyer broker offers cost-effective and customizable services to home buyers, focusing on specific transactional aspects of the home-buying process while allowing buyers to take on more responsibilities themselves

It lets the buyer deal directly with Listing agent because Listing agent is not paying buyer broker a % of commission-The buyer is paying the Limited service buyer broker directly which also allows them to ask for seller concessions to lower price instead of paying buyer broker % of sellers commission.

Steps To Buy a Home

Testimonials

What people say about us

Identify Rebates and Concessions

Thomas has now helped us to sell 3 homes and we always had a great experience. He's a knowledgeable realtor and I would recommend him without hesitation to any of my family or friends.
by 8/9/2023 - Marie MasSold A Home In 2023.
Thomas at Mountain Lake Realty did an outstanding job assisting us with the sale of our condo. His expertise in the Arizona market was instrumental in getting us the most for our unit. Thomas gave us great advice and we had our unit sold in about 45 days. Best of all, his low flat rate fee saved us thousands of dollars! We highly recommend Thomas to our friends and will use him again should we have another home to sell in the future.
by 8/21/2023 - SrameramSold A Condo Home In 2023 In Catalina Foothills, Tucson, AZ.
Thomas is knowledgeable, and experienced and gets the job done! I have worked with Thomas 3 times over the past few years and every time has been a great, efficient experience. He is very responsive, organized, and intelligent. I highly recommend Thomas and will continue to utilize his exceptional services!
by 1/31/2023 - Zuser20171125194936360Sold A Home In 2023.
Highly likely to recommendThomas was fantastic!! He went above and beyond in all aspects. He is very perceptive and well-informed. He always responded quickly to our questions. His expertise ultimately got us $12K over asking on our home. Would definitely recommend to anyone who is looking for a great realtor that knows his stuff
by 2/1/2023 - User57558901Sold A Single Family Home In 2023 In Prescott, AZ.
Thomas was fantastic!! He went above and beyond in all aspects. He is very perceptive and well-informed. He always responded quickly to our questions. His expertise ultimately got us $12K over asking on our home. Would definitely recommend to anyone who is looking for a great realtor that knows his stuff.
by User57558901Sold A Single Family Home In 2023 In Prescott, AZ.
I have used Thomas on multiple transactions and the experience is always amazing. Putting a property onto the MLS is always extremely prompt and any changes that need to be done to a listing are completed almost instantly! Communication with Thomas is very efficient, any agents or title employee messages get sent to me right away. He has great pricing to sell a house with no hidden expenses makes it a no brainer to use. I would recommend Thomas to anyone that is looking to sell a house!
by HCO ResidentialSold A Single Family Home In 2022 In Phoenix, AZ.
Great customer service. Fast response time. Could not believe how wonderful working with Thomas was. It saved me thousands of dollars. Would recommend it to everyone that has gone through selling a property previously.
by Marieh20Sold A Single Family Home In 2021 In Mayer, AZ
Used Tom's flat-rate service to sell a home, he is a very experienced RE professional who advised and encouraged me in acting as my own agent, worked out just fine, and saved several thousand in sellers agent fees.
by Ggeonetta1960Sold A Single Family Home In 2021 In Mesa, AZ
Thomas Mastromatto, Broker of Mountain Lake Realty listed and sold both of our homes in Arizona this year. We had a home in the Valley (Trilogy) and a cabin in Prescott. We were a bit hesitant of using a flat fee realty, but, through another satisfied referral, we decided to list with Mountain Lake Realty. We couldn't have been more pleased with the service he provided. His response time was exceptional - and we would definitely recommend him as our results were beyond our expectations.
by Cafecup909 13046 W Eagle Talon Trl, Peoria, AZ 85383
Tom did all that was advertised & required for a small fee. Would highly recommend & definitely use again when needed. Very efficient & quick response time.
by Mauitothedesert
Thomas is very knowledgeable and is very good about getting the job done. Thomas was very diligent towards keeping the process flowing smoothly and correctly. Most importantly when I needed something or had a question Thomas responded almost immediately every single time. I would list with Thomas again no doubt it.
by Zuser20141206135232769Sold A Single Family Home In 2020 In Chandler, AZ.
A professional and knowledgeable agent with quick responses and a transparent straightforward personality. Will definitely use it again for future business.
by Anonymous
Thomas is awesome. He responds to my emails promptly during business hours. Couple of times I emailed him late at night (almost midnight), I got a response before I even wake up the next morning. The man is a true workaholic - get up early in the morning to work. I greatly appreciate his service.
by Tony LuongSold A Multi Family Home In 2020 In Yuma, AZ
Thomas Mastromatto is the perfect example to any agents who strives for success! We are very fortunate for finding him online. He is prompt, knowledgeable, professional, and pleasant to work with! Shortly after listing our first house, we have decided to list two more. It took only a few days for our houses go to the escrow. Besides saving us a lot of money he has been guiding us with the entire process. He is prompt, knowledgeable, professional, and works beyond normal business hours. He has never ignored any questions or requests during the process. We are looking forward to working with him and will strongly recommend him to anyone.
by Angela & David HentzSold My Single Family Home In 2020 In Phoenix, AZ
Thomas had me listed within minutes of talking to him. I had an offer in 3 days. Thomas answered everyone of my emails. He walked me through from start to finish. He is direct and knowledgeable. I have recommended him to all my friends and family.
by SimpsonwaltSold A Home In 2020 In Surprise, AZ
I have sold my house with FSBO modality. Publishing on ARMLS is a must-have for visibility but comes with a catch: only a real state agent (REA) can do it for you and they become the point of contact for the transaction. Tom Mastromatto offers this service in two modalities basic and upgraded for a few hundred dollars and he gave me the best service I would ever get from an REA.Tom knows RE rules and laws to the finest details, he knows the process in-depth and the most incredible thing Tom is super responsive getting answers minutes after posting or even on Sundays at 6am.FSBO is not for everyone, you need to do your research of the market, know the process, and have some PC and negotiation skills.Tom works in a straight way and, like every efficient person, does not like to waste his time. His answers go to the point in a concise way. If you like agents that talk non-stop about everything or recite you a book for an answer look somewhere else.If you do your homework, need the specific help of getting into the ARMLS and get the process done efficiently there is no better agent than Tom. I saved $10K, saved my ears of unneeded agent chat, and sold the house in a week with Tom's support during the whole process. What else can you ask for?
by Krikorik6Sold A Home In 2020 In Phoenix, AZ
I used the team at Mountain Lake Realty to sell my home. Within hours my home was on all the major real estate websites (Zillow, Realtor, Coldwell Banker, Trulia) anything that queries the MLS. Within 8 hours we had our first showing and open house. Within 36 hours of posting, we had offers coming in using the DocuSign tool so there is no guesswork. True it was a good selling market, but I was shocked about the quickness of the sale. The group educates you and advises on procedures and Thomas advised me through some steps that I had not known about. I highly recommend
by Jeff TerrozasSold A Home In 2020 In Glendale, AZ
Previous
Next

Arizona

My Areas

Maricopa and Pinal County (ARMLS)

Pima County (MLSSAZ)

Prescott (PAAR)

Coconino County (ARMLS)

Cochise County

Graham County

Apache County

Yavapai County ARMLS

Navajo County

Gila County (ARMLS)

Get More Information

Our Videos

Mountain Lake Realty

Documents & Links

  • Attorney Contract Review

Mortgage Calculator

Mobile

602-881-1532

Office

602-888-7073

Get in Touch

Contact Now

Licensed Real Estate Broker

License NO: SE104207000 (Active)

Original License Date: 10/1/1998

Expiration Date: 10/31/2024

Terms Of Service

Follow us

Facebook Twitter Youtube Linkedin Instagram

Subscribe

Quick Links

Contact Info

© 2024 – All Rights Reserved – Mountain Lake Realty